Agency54 Insurance and our independent insurance professionals know the importance of having business insurance.
Business insurance is a contract between a business and an insurance company where the insurer will pay to repair, replace or recover the value of whatever the business has under coverage if it’s lost or damaged by a set number of causes.
Why do you Need Business Insurance?
Every company, big or small, needs some form of insurance. Certain types of insurance may not be required or seem irrelevant to you but one tiny mistake could leave your company in financial ruins. All because you didn’t want to shell out a few hundred dollars for coverage.
Bad things can happen to your company.
You could lose your stuff; theft or damage of buildings, personal property or equipment.
You could be sued. A product or service causes damage or bodily harm to one of your customers.
You could make a mistake. A Professional error that causes emotional distress.
Basic Business Insurance coverage can include the following and more:
This covers loss or damage to your stuff due to fire, storms and other causes.
Covers claims for injuries to other people.
Covers your mistakes that cause physical or emotional injury.
Covers work vehicles and certain damage they do.
Cyber Crime Insurance.
Covers the loss of customers sensitive data.
Covers social security, unemployment and workers compensation.
In order to find the proper appropriate insurance for your business you’ll have to figure what coverage makes sense and what benefits will outweigh the premium cost.
How many employees do you have?
How much is your annual payroll?
Have you had any claims on your business in the past? What type of risks is your business subject to?
One of the biggest factors for finding insurance for a business depends on the type and size of your company. A start-up and smaller organizations will face a much easier process and significantly lower premium rates than a big corporation with multiple locations.
How Much will Business Insurance Cost?
The cost of business insurance depends on the coverage and a number of other factors. The range could be from $500 a year on up to hundreds of thousands of dollars depending on your company.
Agency 54, an independent insurance agency, has developed an efficient process of shopping and comparing business insurance quotes for you. We can simplify the jargon and clarify the fine print so you will know exactly what you’re getting. We work with multiple carriers giving you more options to find the ideal coverage.
One call to Theresa Ursitti and within no time we had proof of insurance for the purchase of my daughters new car. Thanks to Chris Holtrop as well! Great service and team work! You won't be disappointed.
The entire team @ Agency 54 Insurance have provided my family and I with the most comprehensive insurance coverage thru asking a lot of questions so that we could purchase exactly what we desired for our family insurance needs.
Caring PROFESSIONAL AND COURTEOUS GREAT SUPPORT and VALUE ����
Agency 54 Insurance delivers time and again on the very values that shape their culture. Not only are they people of integrity, but they invest much time into learning about your needs and how they can improve your insurance across all spectrums. They are professional, diligent, and extremely competent. I highly recommend them for all of your insurance needs!