Agency 54 is a licensed independent agency for life insurance. We work for you, the insured, not the insurance companies.
Even if you’re the healthiest person alive there’s always that chance you could fatally fall into a giant pit of human eating alligators. Statistically that scenario shouldn’t concern you but death is an unapologetic party pooper that will find a way to end the fun.
That being said, it’s time to think about having a sound, just-in-case plan so your loved ones are not stuck paying your tab.
Life insurance is a contract between you and an insurance company where you give them money, and if you were to die they would give the set amount of money to whomever you choose.